Frequently Asked Questions

Below are some of our frequently asked questions. If you have any other questions or concerns, please feel free to contact us.

1. What is Uninsured Motorist?

What is Uninsured Motorist?

Florida Uninsured Motorist (UM) coverage is optional car insurance that protects you if you’re injured in an accident caused by a driver who has no insurance or not enough coverage to pay for your damages. It can help cover medical expenses, lost wages, and pain and suffering for you and your passengers. In a state like Florida, where many drivers are uninsured, UM coverage provides important financial protection beyond the at-fault driver’s policy

 

UM only is medical, it does not cover property damage related incidents in Florida.

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